# Stegos Guides

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## Posts

- [How to Back Up Your Phone Photos for Free](https://stegosglobal.com/back-up-phone-photos-free/): Turn on Google Photos or iCloud backup, know the free storage limits, and keep a second copy on a computer or drive. Steps for Android and iPhone.
- [BEE Star Label on a Refrigerator: How to Read It (2026)](https://stegosglobal.com/bee-star-label-refrigerator-india/): How to read the BEE star label on a fridge, what changed in 2026, which size and type to buy, and whether extra stars pay back. Calculator and 10 models.
- [How a Fixed Deposit Really Pays: Interest, TDS and Tax](https://stegosglobal.com/fixed-deposit-interest-tds-tax-india/): How FD interest is compounded and taxed, when the bank deducts TDS, what Form 15G and 15H do, and a calculator for your after-tax return.
- [How to Choose OTT Subscriptions Without Paying for What You Do Not Watch](https://stegosglobal.com/choose-ott-subscriptions-india/): Work out the cost per hour of each streaming app, keep one and rotate the rest, and cancel properly. Includes a calculator for your own subscriptions.
- [A Simple Week of Home-Cooked Meals on a Budget](https://stegosglobal.com/home-cooked-meals-week-budget-india/): A weekly meal pattern based on the 2024 ICMR-NIN guidelines, plus a planner that turns quantities and your own local prices into a weekly grocery budget.
- [GST Registration for a Small Online Seller in India](https://stegosglobal.com/gst-registration-small-online-seller-india/): Turnover limits, when there is no limit at all, the small-seller relief for platforms, TCS and what registering late costs. Includes a quick check for your own case.
- [How to Read a Food Nutrition Label in India](https://stegosglobal.com/how-to-read-food-nutrition-label-india/): Per 100 g, serving size, hidden sugar names and what claims like "no added sugar" really mean. Includes a tool that shows what your real portion contains.
- [Tatkal, Quota and Waiting List: How Indian Railways Booking Works](https://stegosglobal.com/indian-railways-booking-tatkal-quota-waiting-list/): How far ahead you can book, how Tatkal works, what GNWL, RLWL and RAC mean, and what a train ticket cancellation costs, with a refund calculator.
- [How to Check a Second-Hand Phone Before You Pay](https://stegosglobal.com/check-second-hand-phone-before-buying/): A ten-minute checklist for buying a used phone in India: check the IMEI on Sanchar Saathi, account locks, battery, a test with your own SIM, and the paperwork.
- [Old vs New Income Tax Regime: How to Compare Them for Your Salary](https://stegosglobal.com/old-vs-new-income-tax-regime/): For a salaried person, when does the old tax regime beat the new one? See the slabs, the rebate, what each regime allows and a calculator to test your own numbers.
- [How to Choose an AC: Tonnage, Star Rating and Running Cost](https://stegosglobal.com/how-to-choose-an-ac/): Pick the right AC tonnage for your room, read the new BEE label, and work out the yearly running cost in rupees. Includes a calculator to compare two ACs.
- [BLDC Fan Electricity Savings: How Much You Really Save](https://stegosglobal.com/bldc-fan-electricity-savings/): A BLDC fan uses about 30 W versus 75 W for an old fan. See your yearly saving in rupees, lab test results, inverter backup times and when it's not worth it.

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